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Richard Hanlen
TAOS EXPERIENCE REALTY

P.O. Box 675
Arroyo Hondo, NM 87513
Qualifying Broker
(575) 779-3164
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Blog: Mortgage Information

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Richard Hanlen
P.O. Box 675
Arroyo Hondo, NM 87513
(575) 779-3164
Richard@taosexperiencerealty.com

Testimonials

We sold our home in Taos through Mariposa Realty (now Taos Experience Realty) in 2017, and sold a 4-acre parcel through them in 2019.  Both properties were somewhat out-of-the-ordinary, and their sales required considerable effort and expertise by our Realtors.  Richard and Alicia were always positive and kept hard at it until the sales were made.  They gave us all of the information and all of the help we could have possibly needed, and we are now happily living our new lives in our new place.  I suspect many properties in the Taos area have their own singularities, and can benefit from the kind of effort and personal attention we received from Richard & Alicia, now owners of Taos Experience Realty.  A great choice! Jim & Judy Stewart
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